Smart Routing
Send each transaction down the path with the highest approval probability and lowest cost — automatically.
Payment Technology
Add zeros
Add zeros
to your bottom line.
PlusZeros builds payment technology that helps businesses move faster, capture more revenue, and operate with confidence at every transaction.
- PCI-aligned infrastructure
- 99.99% uptime
- Built for scale
Smart Routing+
Real-Time Settlement+
Tokenized Vault+
Omnichannel Payments+
Fraud Intelligence+
Embedded Finance+
Smart Routing+
Real-Time Settlement+
Tokenized Vault+
Omnichannel Payments+
Fraud Intelligence+
Embedded Finance+
What we build
Modern payment infrastructure, end to end.
From the first authorization to month-end reporting, PlusZeros delivers technology that compounds the value of every transaction.
Virtual Terminal
A modern command center for processing card-present, card-not-present, and recurring payments from anywhere.
Fraud Intelligence
Configurable rules, velocity checks, and behavioral signals stop bad actors before they reach the network.
Insights & Reporting
Live dashboards, exportable reports, and the operational truth your finance and ops teams need every day.
Developer APIs
A clean REST surface, webhooks, and SDKs that let your team ship payment features in days, not quarters.
Faster Settlement
Predictable funding timelines and visibility into every payout, so cash flow stays in step with your business.
How it works
Three steps from integration to growth.
-
01
Connect
Plug into the PlusZeros platform with our APIs or hosted components. Implementation specialists guide you end-to-end.
-
02
Optimize
Routing, retries, and fraud controls tune in to your traffic — lifting approvals and trimming cost without engineering work.
-
03
Scale
Unlock new channels, geographies, and revenue lines with infrastructure that grows alongside the business.
The impact
Numbers that move bottom lines.
Average results PlusZeros customers see within the first two quarters of going live.
0%
Lift in card authorization rates
0%
Reduction in manual reconciliation
0%
Platform uptime, year over year
0x
Faster time-to-launch new flows
“PlusZeros gave us the payment infrastructure of a much larger company without the overhead. We grew revenue and got our nights back.”
Let’s build
Ready to add zeros to your bottom line?
Tell us about your business. We’ll respond within one business day with a tailored plan and a path to launch.
- Free discovery and architecture review
- Implementation plan with measurable KPIs
- Dedicated payments specialist from day one